With advance technology at MPay MTB-Business, any format of consumer payment types, Debit, credit, QR and Mobile payments are semmelesly being processed on advanced Andriod retail / Handheld POS merchant solutions with a convenient card reader, SWIPE, WAVE and QR as default payment acceptence network.
Advance and unique platform caters to large private banks across global locations with software, hardware and setting up operations to service and support ecosystem for retail banking needs globally.
Africa is the largest region on MPay POS & QR network.
Payment processing is seemless, fast and easy! Our payment processing solutions allow merchants to manage business accounts, reporting, and send receipts through, notifications, SMS, or email all from the convenience of merchant login account on any device like PC, smartphones, or tablets. Compliance with strict PCI standards and security solutions with point-to-point encryption and tokenization help reduce the risk of leakage. No card data is ever stored on your device, so you can accept debit, credit, or accept QR payments securely anywhere you go.
To better understand how easy it is to get started with MTB solutions. Please get in touch with our global representatives in your region to know more about, MPOS, ePOS and QR solutions.
Merchant Acceptence QR Digital Payment
One of the biggest advantages of using MPay QR codes is that it facilitates instant payment. Making payment via MPay QR codes is extremely quick as compared to other modes of payment. All a user has to do is simply open the QR code scan app, scan the QR code, and confirm to process the payment.
Whether you’re hosting or attending off-site events, you run a mom and pop shop in the neighborhood and want to change over to a cashless payment mode for better, you’ll never have to turn away any sale. With an MPay QR payment, you’re in business. This the minimalist setup works right out for your post you register your business with us within 24 hr.
Display your QR code in your store If you have a physical store, print out your QR code and display it in your store. Your customers point their smartphone camera at it and are taken to a webpage where they enter the amount they owe and tap to finalize the payment.
Stick your QR code to deliver packages If you’re offering home delivery, print out your QR code and attach it to the bag or box containing your customer’s items. Customers can pay through their smartphones.
Self-service or managed stores a QR code at your checkout counter in your store If your physical place of business is still open 24x7 or managed by manpower, you can still take advantage of touch-free payments by posting your QR code at your checkout counter. Instead of physically interacting with your POS terminal, customers simply scan your code and pay.
Type of Business
Businesses with a physical storefront: Restaurants and bars, grocery and convenience stores, and most types of retailers.
Businesses offering deliveries or pickups: Restaurants and bars, delivery services, movers.
To better understand how easy it is to get started with MPay QR. Please get in touch with our global representatives in your region to know more about our QR Payment models to suit your business needs.
Utility Bill Payments
MPay Utility Bill Pay delivers smart mobile bill payment experience to consumers from notification of a bill, to viewing a bill, to paying it, to turning off paper, and if necessary, sending due-date reminders on MPay bill payment network, you can better meet the demands of today’s consumers, who increasingly prefer to View and pay their bills on the go. With fully electronic bill access and electronic payment due reminders, consumers confidently manage their payments without the need for a paper bill reminder, ultimately reducing enterprise costs and delay in bill payments.
MPay bill payment enables, anywhere, anytime across the country, secure payments with no more queues or hassles of managing every bill separately. Hassle-free bill management ecosystem enables every citizen to pay their different bills under one window. This unified ecosystem brings banks, non-banks, and online payment platforms under one roof for bill payments and bill notification, all of which is done on the MPay bill payments network, as on stop solution for all govt and private utility bill payments for country-specific, municipality specific and enterprise specific bill notification, bill reminders, and bill payments.
MPay bill payments enable entities with both virtual and physical bill payment facilities across geographies for a faster bill notification and bill payment closure. For more information contact our geo-specific representatives on MPay Bill Payments.
To better understand how easy it is to get started with MPay Enterprise Bill Payments. Please get in touch with our global representatives in your region to know more about our Bill Payment Solutions.
Digital Mobile Payment APP
MPay Whitelable Digital Mobile Payments Application is a comprehensive mobile payments solution for banks and other entities quickely wanting to upgrade and offer mobile banking to its customers. The digital mobile banking application is designed to provide. Mobile Wallet enabling users to store and manage multiple payment methods, including cards and bank accounts. Peer-to-Peer Transfer Facilitate easy and instant money transfers between users. Merchant Payments Allowing users to make payments at various merchants using QR codes, NFC, or other methods. Bill Payments Integrate with utility providers, telecoms, and other services for seamless bill payments. Loyalty Programs Offer features like rewards, cashback, and discounts to enhance user engagement. The Global Mobile Payment Market report states that the market is expected to grow at an annual rate of 33% from 2019 to 2026, reaching $457.4 billion in 2026. Banks, financial companies, Telco’s, and e-commerce businesses can't afford to ignore the mobile financial services revolution any longer, especially the mobile wallet opportunity. The MPay mobile payments APP includes all the latest features and version upgrades for any enterprise to go global, it's unique, easy to use UI can be customized to perform the business task efficiently and seamlessly for a faster go to the market scenario for any bank, enterprise or business that make your customers satisfied, loyal, and help your company stand out.
Instant Payments between Wallets Instant payment, money transfer between the payer wallet and the payee wallet happens within seconds, instead of within hours or business days. This feature provides great benefits, such as allowing payments anytime and anywhere, making funds immediately available, and increasing the control of personal and business funds.
Payments To and From Bank Accounts Seamless money transfer to any bank account, including your own accounts in the same bank as well as transfers to another person's accounts in different banks. Mobile wallet owners have a variety of options for sending and receiving personal or business money with just a few clicks wherever they are and whenever they need to.
Bill Payments If your physical place of business is still open 24x7 or managed by manpower, you can still take advantage of touch-free payments by posting your QR code at your checkout counter. Instead of physically interacting with your POS terminal, customers simply scan your code and pay.
Management of Physical and Virtual Card Operations Digital wallets can store a user's credit/debit card data, which can be used to make money transactions at any time. In this way, the e-wallet simplifies the user's finances conveniently aggregating all their cards in one central space. Furthermore, a mobile wallet is safer than carrying all your cards with you, because it doesn’t store card numbers. Instead, card data is encrypted with high-grade security. Handle multiple credit and loyalty cards. That’s why our mobile wallet app is ready to manage multiple card operations such as block/unblock, change pin, change limits, applying for new cards, etc.
Merchant Payments via Contactless Technologies (NFC or QR code scanning) With more and more merchants deploying various technologies that accept digital wallets, in-store payments using mobile wallets via contactless NFC and QR-code for secure payment between POS devices and smartphones. Providing NFC and QR payment is a must-have wallet feature considering the ever-increasing user demand for contactless transfers and the convenience it offers.
Security With mobile financial services, security comes first. Money transactions have to be safe and secure from end to end. With MPay robust technologies, such as point-to-point encryption, tokenization, passwords, biometrics, out-of-band authentication, one-time password (OTP) via SMS, security its one of the most secure payment modes. MPay provide m-wallet app with powerful security capabilities.
Easy and Fast Self-Registration Seamless, easy and faster registration to save people's time, efforts, and nerves during the self-registration process on MPay APP.
With 6 Self-registration steps your subscriber is on for business
Download the app and run it
Sign up by providing the required details (name, e-mail, phone, ID cards, photos, etc.)
Confirm registration (via OTP)
Set up password and log in
Link debit/credit card if necessary
Add money and start using the wallet
Rewards, Coupons, Discounts Build-in marketing and sales engines to populate deal-seeking consumers with benefits in a relevant context. Easy creation and managing of coupons, discounts, tickets, loyalty point’s solution. that help your mobile APP stands out in the market.
Split Bill Simplifying people's everyday tasks, splitting the bill is a no-brainer. And simplicity can be a powerful competitive advantage for your mobile APP. This functionality allows users to split the payment when going to dinner with their friends, for example. It happens within the same app, as easy as selecting the phone numbers of the friends involved and go.
Cash In/ Out at Bank Branch or ATM Use Mobile APP to withdrawal ATM cash without using a physical card. Choose to withdraw cash from an agent/branch bank connected to the network.
Loan Origination Mobile wallet features that meet the convenient, real-time banking to originate instant loan process via a smartphone for a fast, and automated process which involves collecting customer application details, integration with bank systems, instant approval supported by credit bureau integration, and more.
Analytical Dashboards and Diagrams An analytical dashboard allows the digital wallet holders to view and analyze their personal financial operations through reports, figures, and diagram with a clear view of when, how, and where they're spending and receiving their money - across all their accounts, expenses, credit cards, and income.
Budgeting and Planning Empower mobile APP to let users easily create budgets and make plans for wise spending. Thus, empower your customers to spot spending habits, track expenses, and save more.
Financial planner options like:
Setting a budget for each category of expenses
Creating categories for expenses and income
Sending reminders when users are close to exceeding their budget
Sending reminders when the bills are due
Setting savings goals
Backup Facility A backup facility is vital to the Mobile APP feature that will allow users to restore wallet data. Backup automatically embedded within Mobile APPs for user data safety. Such as sync data to the Dropbox cloud, sync data to i Cloud, built-in email wallet backup feature, sync data via a local WiFi connection, etc.
Chatbot With the chat-bot business can directly interact with people over the APP. Assisted with artificial intelligence and neuro-linguistic programming (NLP), chat-bots aid customers when humans are not available. It is a powerful way for businesses to communicate with the audience, to keep users engaged, and available 24/7 at a lower service cost.
To better understand how easy it is to get started with MPay Mobile APP Payments. Please get in touch with our global representatives in your region to know more about our dynamic mobile APP ready for your business.
Hosting Services
Payment hosting and processing is highly complex but fundamental to our clients. With Instant payments, new regulatory obligations coming from the PSD2 Directive, clients demand an efficient payment hosting and processing facility at a reasonable cost. As a specialized partner in payments hosting and back-office processing, MPay ensures all required steps in the process are taken care of, efficiently and in real-time. This includes receipt of the payment instruction, validation, enrichment, compliance checks, generation of debit/credit entries, submission for interbank settlement, and client reporting. While we perform processing of your payments, you can stay focused on your core business.
Our payment processing ensures:
SEPA and domestic payments – Efficient processing of your bulk payments
Multi currency payments - High straight-through processing rate with flexible fee structures
Instant Payments - Accelerate your time to market for instant payments
SWIFT Services - Exchange files and messages in an efficient, reliable and secure way
High Value Payments - Providing the certainty you require for transfers of large amounts
Compliance Services - Ensuring compliancy checks for your payments
With Functionalities:
Supporting all payment types: Domestic Payments including full SEPA coverage (SCT, SDD, and SCC), Instant Payments, Multi-Currency and High-Value Payments and Checks
Ensuring compliance with applicable rules and regulation, also for local schemes
Offering additional supporting services, like archiving, reporting or sanctions filtering
Using proven real-time processing platform, which is always open, always on
Full integration with bank’s applications for balance checking, booking entries and sanctions filtering
Simplified connectivity from client channels through back-office and to any Clearing & Settlement Mechanism, via business integration layer
All transaction data can be viewed via an intuitive white-label GUI with graphical dashboards or can be retrieved using API technology
The operational model supports a broad range of operations from software licensing, hosting and Application Management to full Business Process Outsourcing
Value for clients:
Reduce your IT and Operations costs in the payment back-office through economies of scale
Remain focused on your core business, while we handle the processing of your payment
Enjoy guaranteed compliancy with all applicable regulations, at all times
Introduce new products or functionality with short time to market
Leverage the newest technologies while avoiding long-term IT infrastructure investments
Stay fit for future product/IT innovations in a continuously changing environment
To better understand how easy it is to get started with MPay Hosting and Payment Processing. Please get in touch with our global representatives in your region to know more about our secure and seamless hosting facilities ready for your business.
